Toku x OnChain Accounting

Stablecoin Payroll, Made Legal, Scalable, and Audit-Ready

Web3 companies want to compensate contributors in crypto — especially stablecoins like USDC and USDT — because they’re fast, borderless, and align with crypto-native incentives. But regulators, tax authorities, and investors still require the same things: compliance, documentation, and reporting.

That’s why OnChain Accounting has partnered with Toku, the category leader in token and stablecoin payroll compliance.

Toku makes it possible to legally pay global contributors in stablecoins, and OnChain Accounting ensures that those payments are accurately booked, reconciled, and reported for tax and investor purposes.

Together, we help crypto teams scale globally—without exposing themselves to employment law violations, tax risk, or messy financials.

Who Is This For?

Whether you're scaling a protocol or building a remote team of devs and marketers, Toku gives you one platform to run compliant, global payroll in stablecoins. Toku’s Stablecoin Payroll solution allows DAOs, protocols, and crypto-native startups to:

Pay employees and contractors in USDC, USDT, or preferred stablecoins

Classify contributors correctly and hire legally in 100+ countries

Handle local payroll tax withholding and labor compliance

Issue payslips, generate contracts, and file tax documentation—fully integrated with crypto workflows

Avoid conversion to fiat or using third-party workarounds

How OnChain Accounting Complements Toku

Once your contributors are paid in stablecoins, the next challenge is how to track, report, and reconcile those transactions accurately.

That’s where OnChain Accounting comes in:

  • Wallet-to-book reconciliation for every stablecoin payment
  • GAAP-compliant expense recognition for payroll, token grants, and vesting
  • Tax reporting: 1099s, W-2s, 1042-S, and U.S. payroll filings
  • USD valuation for each crypto transaction and proper FX treatment
  • Investor-grade financial statements and cash flow tracking
  • Chart of accounts setup for clean and scalable ledger management

Our job is to take the complexity of crypto-based compensation and turn it into clean, auditable books — so your team can focus on growth.

Case Study: Stablecoin Payroll for a Global DAO

Client: DeFi DAO with global contributors
Scenario: 20+ contributors paid directly in USDC from a multisig wallet

Problems:
  • No contracts or local employment classification
  • Contributors unsure how to report income
  • $400K+ in token payroll not reflected in the books
  • No 1099s or tax documentation issued
  • Fundraising efforts stalled due to lack of clean financials
Solution:
  • Toku onboarded contributors as compliant contractors or employees, issued legal agreements, and handled local tax obligations
  • OnChain Accounting reconciled every wallet transaction, recorded compensation expense in USD, and issued U.S. tax forms (1099s & 1042-S)
  • We cleaned up three years of missing payroll records and built a system for monthly financials going forward
Results:
  • $1.2M in stablecoin payroll booked and reported
  • Fully compliant contributor classification across 20+ countries
  • Successful close of a $5M round after presenting GAAP-compliant financials
  • Contributors received payslips and tax documents on time
  • Founders freed from manual payments, spreadsheets, and tax guesswork

“Toku made it legal. OnChain made it accountable. This was one of the smartest moves we made before our raise.”
— Ops Lead, DeFi DAO

Who This Is For
  • If you’re a DAO with global contributors, you need this because you want to pay in stablecoins without risking misclassification or tax issues.
  • If you're a Crypto startup scaling globally, you need this you’re hiring fast and want payroll to work across borders—without hiring local counsel.
  • If you're a Web3 team using USDC/USDT for payroll, you need this because you need both compliant payout workflows and clean financial reporting.
  • If you're a Protocol preparing for an audit or token launch, you need this because you want everything audit-ready: contracts, ledger entries, and tax docs.
Risks of Not Having This Setup
Without Toku + OnChain Accounting:
  • Employment law violations from misclassified contributors
  • Tax risk from unreported or untracked stablecoin payments
  • No audit trail for payroll or token grants
  • Failed due diligence from investors or acquirers
With Toku + OnChain Accounting:
  • Legal and compliant payments in stablecoins
  • Transparent and accurate financial reporting
  • Tax-ready books and U.S./international filings
  • Confidence in every country and on every chain
Get in Touch

Let us help you build a global, crypto-native payroll and accounting stack that scales with your team.

Contact Toku:

www.toku.com/products/stablecoin-payroll

hello@toku.com

@tokuhq on Twitter

https://www.toku.com/contact

Contact OnChain Accounting:

www.onchainaccounting.com

info@onchainaccounting.com

https://onchainaccounting.com/schedule-a-call

Build the Future of Compensation

Toku makes stablecoin payroll compliant. OnChain Accounting makes it auditable and tax-ready. Let’s make your contributor payments fast, legal, and scalable — from wallet to financial statement.

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